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Banking for the Involuntary ‘unbanked’ and ‘unbankable’

This project is no longer listed on and may not be available.

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  • Full or part time
    Prof A Lymer
    Dr C Biehl
  • Application Deadline
    No more applications being accepted
  • Competition Funded PhD Project (European/UK Students Only)
    Competition Funded PhD Project (European/UK Students Only)

Project Description

Despite the requirement placed on large UK banks to make available fee-free basic bank accounts in 2018, 1 million UK adults remain unbanked. Being unbanked is rarely a choice taken by individuals and creates a significant poverty premium for those excluded from the bank system. The resolution of this remains a challenge for the many banks, even those who recognise this as a feature of a responsible financial services sector. This Phd will explore the reasons so many remain unbanked, the rationale for their continued exclusion and the usefulness of a social value methodologies in building a value case for banking the involuntary unbanked.

For more information about the scholarship, eligibility criteria and application forms, please email: [Email Address Removed]

How good is research at University of Birmingham in Business and Management Studies?

FTE Category A staff submitted: 53.10

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