Banking for the Involuntary ‘unbanked’ and ‘unbankable’
Despite the requirement placed on large UK banks to make available fee-free basic bank accounts in 2018, 1 million UK adults remain unbanked. Being unbanked is rarely a choice taken by individuals and creates a significant poverty premium for those excluded from the bank system. The resolution of this remains a challenge for the many banks, even those who recognise this as a feature of a responsible financial services sector. This Phd will explore the reasons so many remain unbanked, the rationale for their continued exclusion and the usefulness of a social value methodologies in building a value case for banking the involuntary unbanked.
For more information about the scholarship, eligibility criteria and application forms, please email: [Email Address Removed]
How good is research at University of Birmingham in Business and Management Studies?
FTE Category A staff submitted: 53.10
Research output data provided by the Research Excellence Framework (REF)
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