About the Project
Women entrepreneurs too have poor access to finance. Several studies have highlighted that in comparison to male entrepreneurs, women-owned small & medium enterprises face several barriers in accessing finance. The barriers are both from supply (financial institutions) and demand side (user perspective). Among demand side barriers low financial literacy of women compared to male entrepreneurs is often cited as one of the factors limiting their access to financial services. This project aims to understand access of finance to women entrepreneurs. In particular, it seeks to understand how financial literacy levels impact access of finance to women entrepreneurs. Improved financial literacy will enable women entrepreneurs to make informed choices on financial products and services leading to increased access to financial services, investment, output and economic growth. The project findings will have policy implications for policy makers to make informed decisions on emphasising financial literacy and reducing constraints in accessing finance. Using mixed methods approach, both primary and secondary data this study aims to focus on South Asian countries particularly India.
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