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Fintech markets across the world


Birmingham Business School

About the Project

 

Birmingham Business School (BBS) is renowned for the quality of its research. With over 200 lecturing and research staff, internationally recognized as authorities in their fields, our research contributes to academic debates and has worldwide impact. A Birmingham Business School Doctoral Scholarship is available to a candidate of the highest academic calibre who wishes to conduct doctoral-level study on a topic within the research areas of Finance.

Over the past decade, new digital financial technologies have transformed lending markets across the world. In these markets funding is provided by institutional investors and individuals rather than banks. It is now common in many countries for consumers to have access to credit through online lending platforms at a lower cost and more quickly relative to traditional financial intermediaries. Entrepreneurs and businesses are similarly able to secure funds for startup and expansion through debt and equity crowdfunding platforms. This project aims to study the reasons behind the growth of these markets and their implications on consumers, businesses and societies. 

 

A successful applicant is expected to have a very good undergraduate degree: a minimum of a 2:1, and preferably a first class honours. They should also hold, or expect to achieve, a very good Master’s degree (at least a merit and preferably at distinction level) in a Business or relevant subject. Their references will attest to qualities of academic achievement and research potential that make the candidate stand out above their peers. They may have already won academic prizes within their home institutions and /or internationally.

Applications will be assessed on (a) the quality of the student’s academic achievements and preparedness for doctoral level study; (b) the quality of the research proposal; (c) the potential to contribute to cutting edge research; and (d) the match of the proposal to areas of research strength within Birmingham Business School. Since we are particularly keen to build on existing areas of research strength, all applicants are strongly advised to contact potential supervisors and to discuss their proposal with them prior to online submission.

How to apply

Potential candidates for the Birmingham Business School Doctoral Scholarship must have an offer of a place to study for a PhD. If you do not already have an offer, you must apply by 30 April 2021 and mark your electronic application Birmingham Business School Scholarships.  At the same time, you should send a separate Birmingham Business School Scholarship application form, which can be downloaded along with your research proposal, to Dr Danny McGowan, Director of the Doctoral Programme () and mark your email ‘Birmingham Business School Scholarships’. 

For further information on the application process, please contact the Business School: .


Funding Notes

A full scholarship is equivalent to an ESRC studentship and covers home fees (£4,500 p.a.) plus a living allowance (stipend) of £15,609 per annum for three years, subject to satisfactory progress. For applicants outside the UK or without settled status, a full scholarship equates normally to £20,109 covering full fees and providing a contribution towards living expenses.

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