Financial Literacy and Higher Education Choices
This research will be conducted within the Centre for Higher Education Equity and Access (CHEEA) at the University of Birmingham. It will build on a programme of research conducted by members of the Centre as indicated in the references below. This research will focus on school students’ understanding of, and attitudes towards, the financial implications of higher education choices and relationships between understanding, attitude and choices in England. Financial literacy has developed as an important concern in curriculum policy in many countries. However, most of the research has not examined relationships between measures of financial literacy and financial choices. Previous research on participation in higher education has noted some evidence of risk aversion and myopia but has made few connections with the financial literacy literature.
This research will address this gap in the literature using evidence collected through a survey conducted by CHEEA. This survey provides a large and unique data set which enables analysis of relationships between students’ financial beliefs, knowledge of the student finance regime in England and their higher education choices in terms of: whether to participate, which university to go and which subject to study. The researcher will need strong quantitative skills.
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There is no funding specifically linked to this project.
Where applicable, applicants will be supported to apply for ESRC, AHRC or University of Birmingham studentships or bursaries. Information about studentships in Education is available here: www.birmingham.ac.uk/schools/education/scholarships/index.aspx
You can search all sources of potential funding using our Postgraduate Funding Database: www.birmingham.ac.uk/pgfunding
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